Cathy Dunn, President of Board of Directors: Cathy is very important to our Subdivision . She may come knocking on your door to get your opinion about things happening in Norchester. Please welcome her if she visits you.
Cathy Dunn, President of Board of Directors: Cathy is very important to our Subdivision . She may come knocking on your door to get your opinion about things happening in Norchester. Please welcome her if she visits you.
These postings from Cathy Dunn are listed in chronological order, with the newest listed first.
HOA/Board of Directors meetings will be at the Clubhouse . The next meeting date and Agenda will be posted on the Current Topics page before the meeting. (For normal meeting and participation information, click GoTo.)
The Norchester Newsletter is the most current source of information relevant to the Norchester Neighborhood. All back issues are available for download. Click Here.
Congratulations to Norchester's HOA President CATHY DUNN! Way to go!
CAI Greater Houston Chapter is a member driven organization that advocates on the behalf of the HOA and condo communities. Their membership includes community association volunteers, professional community managers and business partners who provide services to community associations. They provide education and networking opportunities to our members so that we may maintain and improve the quality of life in our neighborhoods.
They also believe that by giving board members, managers and business partners the knowledge they need to better run their associations, they can turn "owners" into "neighbors," increasing harmony and leading to more prosperous, safer communities. The mission of the Greater Houston Chapter is to be a source of education and information which advocates the use of best practices, professionalism and integrity in order to promote responsible community associations and those that serve them.
Each year the Greater Houston Chapter of CAI seeks out the best of the best in the local industry to honor the achievements of the many people behind the good work being done throughout our City and its communities in various categories, one of which is the Community Volunteer of the Year. Cathy Dunn was nominated for this category and was chosen to be in the top five to be considered for the award. After the award community reviewed all the history of Ms. Dunn’s dedication and her part in the achievements made by the Norchester Association, it was clear she deserved the honor and was selected as the winner from a long list of other deserving nominees.
Results of the Jan. 19, 2021 Annual Meeting to elect new members of the Board of Directors.
Dave Richards and David Jones were reelected to serve on the Board for another two years.
Robert Camp has offered to serve as a Board member if any current member is unable to finish their term. This means the Board will continue with the same members in 2021 as in 2020.
Norchester Subdivision's Progress
Synopsis of the last 2 and 1/2 years
It truly was a team effort to bring this community back. The homeowners in 2018 elected me, Dan Erskins, and Patsy Chin. You took a chance on us, and we listened to what you wanted. Dave Richards discovered the financial crisis we were in and sounded a warning in time to prevent it. David Jones was instrumental in explaining to the homeowners how our financial problems could be overcome if we all worked together as a community and voted to increase our dues. Kimberly Smith was part of that 2018 board, and her advice and questions were invaluable in sorting out the issues.
The homeowners elected David Jones and Chris Gill to the 2019 Board. Chris was able to serve until job responsibilities made it impossible for him to attend our meetings. It was hard to see him go, but family must always come first. One day I suspect he will be on another NMF board. The neighborhood will be lucky to have him. Dave Richards agreed to fill out the rest of Chris Gill's term. Dave and Patsy Chin watched over every penny that was spent.
In 2020, the homeowners gave Patsy, Dan, and me another two years. Because of your confidence, when Covid-19 hit us, all of us knew exactly how to keep things going. Dan Erskins handles all ACC requests, and there have been many people are making renovations and improvements. David Jones, Patsy Chin, and Dave Richards bring that much-needed business sense to make certain that the NMF board is prudent with the homeowners' money.
Over the past three years, in addition to the board members, there are the homeowners who stayed up all night to make sure the board had the information it needed to make wise decisions. Former Board President Ron Jeffers would answer legal questions for me "pro bono" which saved the association money and made it possible for us to accomplish things once we understood how to go about them legally. Warren White created Norchester.org and has taken over as editor of The Norchester News. Because of him, we now have many ways to communicate information to everyone.
To all of the neighbors who mowed lawns for others in order to keep the neighborhood looking lovely, cleaned streets of pine needles to keep the rain water moving, and delivered the Norchester News to keep everyone informed before events occurred and not after, all of the neighborhood owes you a great debt. To all of the Neighbors who contacted me and other board members to offer advice and suggestions, we thank you. Had it not been for your suggestions and comments, all might not have turned out as it has. It took the "entire village" to put Norchester back together.
To all of the new Neighbors who have moved into our neighborhood over the past three years. you have brought the children and the laughter back into the streets. You could have moved anywhere, yet you chose us.
Finally, there is one other group I would especially like to thank. It is the wonderful Norchester teens who were lifeguards both last year and this year. The 2019 lifeguards literally had to take a leap and try out new things. They did it with style and grace and enthusiasm. The wise advice of all of the 2019 lifeguards allowed the NMF Board to make decisions on how to proceed in 2020. To the 2020 lifeguards, you also were amazing. Your teamwork and willingness to do whatever made the six weeks the pool was open a wonderful respite for people who had been confined all spring inside their houses. When the spike occurred, you cheerfully accepted the fact that the pool had to be closed for the summer because it was just not safe because so much about the virus was still unknown. However, in the summer of 2021, when the pool again reopens, the NMF board plans to try to implement your ideas and suggestions. Our future is in good hands as these lifeguards represent the future. Their work ethic, their kindness, and their willingness to think out of the box will ensure all will be well as they become the leaders in the upcoming decades.
The other morning I drove around Norchester. There was confusion about when HSM was coming out to do their deed restriction drive through. I did not have time to do my own earlier, and I have not yet received any report on what they discovered so I am not certain if they came. Neighbors, Norchester is looking beyond beautiful. Street after street after street had manicured lawns. The hedges were trimmed, the grass was mowed, and people had planted so many fall flowers. What made me smile the most is that Norchester is still Norchester. I have lived here since 1973. Every election year Neighbors would put their campaign posters in their front yards. Most times one neighbor would be backing one party and their nextdoor neighbor would be backing another. It was the same this year. There are Biden/Harris and Trump/Pence signs in adjoining yards, and everyone is still waving and smiling just like always.
Norchester is still Norchester. We are a wonderful community made up of Folks who just want to live in peace and harmony. 2020 will soon be behind us. 2021 will soon be here. Because of each and everyone of you, Norchester is going to thrive for the next 50 years and continue to be a wonderful place to call home. Have a blessed day!
Cathy Dunn
NMF Board of Directors
Posted 10/29/2020
Collections Report – We Love Norchester Initiative as of 10/20/2020
May 20 – June 23, 2020 –
August 1 – October 20, 2020
Total Collected by C. Dunn $50,184.18
What is left?
2020 Dues
72 homeowners $27,629.29 (One Last C. Dunn Attempt)
2+ Years Past Due (Turned over to Attorney for collection and possible foreclosures)
31 Homeowners $69,349.71
11 homeowners owe $194 – 100 Deed restrictions etc.
17 homeowners owe $70 -$20.14
Approximately $2,100 – at least half may be charged in error.
Total money from homeowners still to be collected: $99,079.00
It's Official - Norchester is debt free!
Neighbors,
At the NMF Board meeting Oct. 20th, all five board members voted Yes to paying off the remaining $102,780.11 pool note taken out almost five years ago. This morning Patsy Chin and I went to Wells Fargo Bank where she, as Treasurer, oversaw the wire transfer from Wells Fargo to CIT Bank. We are now debt free thanks to all of the homeowners in 2018 who voted for the Dues Amendment to raise our HOA dues. Because of that vote, we now have our Constable contract back which means law and order have returned to Norchester, and last night we were able to eliminate this note. The Norchester Maintenance Fund is now financially solvent and stable and most importantly debt free.
Next month we will be approving the 2021 budget. We are watching every penny very carefully to make certain that we have the financial resources to cover our expenses without having to go into debt.
We must now beginning to plan together as a community how to make certain that Norchester thrives for the next 50 years. With all of us working together, the best is yet to come!
Cathy Dunn
NMF President
The two articles below are reprinted from the October 2020 Norchester News. The information should be carefully read by all residents of Norchester, and any questions pertaining to them should be sent to me, using the "Message to Cathy" form at the top of this page.
Cathy Dunn, President, Norchester Maintenance Fund Board of Directors.
The Norchester Financial Story (Condensed Version)
“We’ve come a long way baby” since 2018 (financially speaking) because of the homeowners of all sections of Norchester. Thank you!
The current Norchester Clubhouse and facilities were completed in 1975, and at that time it was a private club. In 2000, the Norchester homeowners approved transferring the Clubhouse and facilities to the Norchester Maintenance Fund, Inc. (NMF). However, this transference was not accompanied with adequate dues to maintain the facilities and meet other financial needs of the community or a way to increase the dues. This ultimately led to monetary problems for the NMF.
Beginning in 2014, the underfunding problems became apparent. At year-end 2014, the NMF financial statements reflected $205,000 in cash and investments and an operating loss of $36,000. At the end of 2015 NMF was forced to drop Harris County Security Patrols for 2016 for our neighborhood, and also incurred a debt of $175,000 to refurbish the Clubhouse pool in order to meet the safety requirements necessary to keep the pool operating. At year-end December 31, 2017, NMF had a cash balance of $219,000, of which $60,000 was prepaid dues for 2018, and had a note payable of $149,000. Bottom line – we (the NMF) were virtually insolvent.
Starting in 2018, the HOA Board, under the direction of President Cathy Dunn, immediately started evaluating all expenses of the subdivision. Over that year, all vendor contracts were reviewed and renegotiated. First and most important, the NMF was able to terminate its management contract with the existing management company and save NMF some $50,000 in past due penalties on delinquent homeowners (for which NMF was liable under an onerous contract). We also discovered that an esplanade had previously undetected water leaks that had cost NMF approximately $25,000 in wasted water expense over the previous year. Cathy Dunn also initiated a collection process that resulted in the collection of some $45-50,000 in past due accounts. In November of 2018, the Norchester homeowners approved an incremental dues increase over the next five years to adequately meet the needs of the NMF that caps at $700 per homeowner in 2023. This approval saved Norchester.
Cathy Dunn assumed management of the Clubhouse and facilities on a volunteer basis in 2019 and 2020 that has saved us the cost of a Clubhouse Manager the last two years, an estimated $50,000. Virtually no funds were expended for legal collections of past due accounts as a result of both the Tax Day (2016) and Harvey (2017) floods in 2018 and 2019.
As a result of all these actions, NMF had an operating surplus of $46,000 in 2018, $91,000 in 2019 and $35,000 in 2020 for the eight months YTD ended August 2020. Cash on hand at month-end was $391,000. The NMF Board will vote in October to pay off the pool loan in October 2020. This payoff is estimated to be approximately $103,000. We project that after payoff of the loan our cash balance at month-end November 2020 will be $254,000. November is the low point in our cash position annually before receipt of the next year’s dues. This early payoff will save NMF approximately $16,000 in interest expense over the next five years. All the above movements have resulted in a stable financial condition for NMF with adequate seed corn for the future. We will also obtain audited financial statements, which had been discontinued.
Future Plans: In 2021, one of our financial goals will include obtaining a Reserve Study so that we will begin to build a Reserve Fund for future repairs of our facilities. An adequately funded Reserve Fund will prevent the NMF from ever having to borrow in the future. We will also seek to hire a Clubhouse Manager. We will have increased legal expenses as we continue to pursue the collection of past due accounts of homeowners. Unfortunately, some choose to not pay, forcing the NMF to pursue to foreclosure if necessary, an expensive process.
Please feel free to contact me if you have any questions.
David E. Richards
Director at Large.
What the Clubhouse Facilities Mean to Norchester and Its Residents
Recently, the HOA Board commissioned a professional appraisal for the Norchester Clubhouse Facilities (Clubhouse). Since the Clubhouse represents a important part of Norchester’s annual budget, it is prudent to understand the value that the Clubhouse represents to Norchester (and by default, the residents of Norchester). The appraisal firm (The Ambrose Group) prepared a “Restricted Appraisal Report” which resulted in an estimated market value of $1,045,000.
The Clubhouse facilities include the main building built in 1978 (3,306 sq ft), the swimming pool and childrens pool, four tennis courts, a parking lot, a gazebo, some miscellaneous amenities, all on 4.4 acres of land. If you have never been to the Clubhouse, you can see pictures on Norchester.org on the Clubhouse page which will convey the overall picture to you. The appraisal report gives us an important, detailed record of what we have.
The NMF, as owner, needed to establish a credible value for the Clubhouse in order to make good decisions regarding a reserve fund for future repairs and improvements. This appraisal also helps to establish the NMF’s ownership in the Clubhouse, as the earlier transfers of ownership were done with minimal documentation.
Over the years, the Clubhouse use by Norchester residents has declined. Covid-19 aside, this is due to many changes in how we live today, and the increase in competing venues to absorb us, which were not available when the facility was built. You might well ask – what value does the Clubhouse represent to me today? Actually, quite a lot.
The Clubhouse belongs to the Norchester Maintenance Fund, Inc. – a non-profit business entity. The NMF belongs to the lot owners in Norchester (actually ownership is tied to the lot itself). With about 700 lots now in Norchester, each lot’s share of the Clubhouse real estate value is $1,045,000 ÷ 700 = $1,493. Don’t get excited (yet), you can’t spend that. But wait, there’s more. Many similar subdivisions do not have a similar amenity that is available to all residents. For example, in Lakewood Forest membership in the Clubhouse is an extra cost – every year. In Norchester, it is included in the annual fee.
There is also an intangible worth that the Clubhouse brings to the value of homes in Norchester. Norchester is fortunate to have a nice Clubhouse, swimming facilities, tennis courts, and other amenities. This adds value to our homes. Norchester homes may sell for a premium of $10,000-15,000 over comparable homes in other subdivisions without our amenities. This indicates that Norchester is a more desirable subdivision from a buyers’ viewpoint.
Finally, by judicious management of the Clubhouse as a rental venue, it is expected that much of the cost of the facility can be covered by 3rd party payments. Improvements paid for from such income will benefit all of our resident homeowners.
The Norchester Clubhouse Facility (posted 8/5/20)

In mid-March, when the severity of Covid-19 became obvious, all the rentals of the Norchester clubhouse had to be cancelled. This meant that the revenues from the two churches who leased space for their church services, the Norchester Garden Club Garage Sale, our Young Life teen group, an HOA annual meeting, and several birthday parties were all lost. Our tennis courts were closed to our tennis pros which meant the loss of three months’ revenues, and our contract with the Norchester Dolphins Swim Team had to be cancelled because the swim league cancelled their season. By mid-May our tennis pros were able to give lessons again on our courts which generated a small amount of revenue from the courts. The Norchester Pool was able to open for Memorial Day Weekend thanks to the heroic lifeguards who agreed to work. We had five teens from Norchester who were essential to the success of our swim season short as it was. The pool was open for the last two weeks in May and then was open for all but the last weekend of June. When the spike rose again at the end of the month, the danger to the lifeguards and the residents using the pool caused the NMF Board to make the painful decision to close the pool for the remainder of the summer. There was just too much unknown about Covid-19 to take the chance on the health of all involved and trying to sanitize all surfaces when the spike began was just not feasible. In early June, Alertco 360, the alarm company for
the clubhouse facility, contacted the Constable at 4:15 a.m. in the morning because the alarm had gone off in the clubhouse. The deputy checked the building out and then two deputy cars drove down Crestfield Court due to a witness saying that a person of interest was seen leaving the grounds. No one was caught. It was later determined that an intruder had a key to the outdoor men’s restroom and tried to break into the interior door. When that was opened, the alarm went off, and the intruder left after locking the exterior men’s restroom door! The alarm system did its job. The intruder left without damaging anything other than the door jamb and lock, and nothing was taken. The security system has now been upgraded, cameras have been installed at the three entrances to the clubhouse, and all the locks to all of the doors and gates have been changed. Anyone who had a key to the tennis courts is asked to contact Cathy Dunn, and she will issue a new key at no charge. Any resident wishing to play on the courts, should contact Cathy Dunn, and she will issue a new key for a one-time charge of $15. The tennis courts are now open to residents and non-residents. Until covid-19 has ended, the restrooms will remain locked because there is no way to sanitize the restrooms against the virus. This pandemic has been a challenge on so many levels. The summer of 2020 will be remembered as a time when our clubhouse facility had to remain closed and our 4th of July celebration had to be cancelled to protect the safety and well being of all. Next summer, the hope is this will be just a bad memory, and the summer of 2021 will be a time to celebrate!